Upstart Holdings, Inc. (UPST)
NasdaqGS · Price as of · Nasdaq Real Time Price
- Profitability20/20
Profitable and growing: $47.2M net income over the last four reported quarters, up from $32.2M the year before.
- Insider buying vs selling8/20
Insiders are sellers only: 17 sells worth $2.3M, no open-market buys, across the last 20 Form 4s. Routine executive selling is common, so this is only a mild negative.
- Dilution and offerings11/15
Share count up 1.1% in a year. Mild dilution.
- Analysts15
- Implied upside+39.6%
- Target range$20.00 to $61.00
- EPS expected$0.64 +24%
- A year ago$0.52
- Revenue expected$363.4M +31%
- Estimate range$0.45 to $0.88
UPST closed at $29.08 on Aug 28, up 7.5% since Jul 30. Chart read: price below both the 50-day and 200-day moving averages; the 50-day is below the 200-day (downtrend structure); trading at 10% of the 52-week range ($24.22 to $73.28).
Insider buying and selling at Upstart Holdings, Inc. (UPST)
The most recent Form 4 on record for Upstart Holdings, Inc. (UPST) is August 19, 2026, when Sanjay Datta, President, Capital& Enterprise, sold $565,931 of stock. Nothing in the filing ties this one to a pre-arranged plan, so it was the filer's own call.
| Insider | Action | Value | Date | Type |
|---|---|---|---|---|
| Sanjay Datta · President, Capital& Enterprise | Sell | $565,931 | August 19, 2026 | Own call |
| Paul Gu · Chief Executive Officer | Buy | $1.4M | May 13, 2026 | Own call |
| Dave Girouard · Director | Buy | $5.0M | May 7, 2026 | Own call |
| Sanjay Datta · Chief Financial Officer | Sell | $498,323 | November 20, 2025 | Tax withholding |
| Paul Gu · Chief Technology Offier | Buy | $3.9M | November 11, 2025 | Own call |
| Dave Girouard · Chief Executive Officer | Sell | $2.7M | September 15, 2025 | Routine |
| Sanjay Datta · Chief Financial Officer | Sell | $823,452 | August 20, 2025 | Tax withholding |
| Dave Girouard · Chief Executive Officer | Sell | $2.6M | August 15, 2025 | Routine |
Filed notices to sell
A Form 144 is filed beforean insider sells restricted stock. The Form 4 reporting the completed trade isn't due until two business days after the sale, so these land first. They are intentions, not transactions.
| Insider | Value | Filed | Status | Type |
|---|---|---|---|---|
| Mirgorodskaya Natalia · Officer | $27,417 | August 25, 2026 | Not yet reported | Routine |
| Datta Sanjay · Officer | $251,298 | August 20, 2026 | Executed | Vested shares |
| Mirgorodskaya Natalia · Officer | $16,461 | August 20, 2026 | Not yet reported | Vested shares |
| Darling Scott · Officer | $216,216 | August 20, 2026 | Executed | Vested shares |
| Blankmeyer Andrea · Officer | $87,990 | August 19, 2026 | Executed | Routine |
Congress trades
| Date | Member | Action | Amount | |
|---|---|---|---|---|
| 2026-07-14 | Tony Wied WI | Purchase | $15,001 - $50,000 | |
| 2026-06-09 | Tony Wied WI | Sale | $15,001 - $50,000 |
SEC filings
| Form | Filed | Description |
|---|---|---|
| 4 | August 27, 2026 | FORM 4 |
| 144 | August 25, 2026 | View on EDGAR |
| 4 | August 21, 2026 | FORM 4 |
| 4 | August 21, 2026 | FORM 4 |
| 4 | August 21, 2026 | FORM 4 |
| 144 | August 20, 2026 | View on EDGAR |
| 144 | August 20, 2026 | View on EDGAR |
| 144 | August 20, 2026 | View on EDGAR |
Articles that mention Upstart without it being the main subject.
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AI stock battle week 4: Grok took the lead, and ChatGPT's one trade broke the rules (August 15, 2026)
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Congressman Tony Wied sold up to $250,000 worth of AMD stock and loaded up on software stocks
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Frequently asked questions
When does UPST report earnings?
Upstart Holdings, Inc. (UPST) is scheduled to report quarterly results on November 3, 2026 (estimated). The 6-analyst consensus is $0.64 per share on revenue of $363.4M for the quarter ending September 30, 2026, against $0.52 and $277.1M a year earlier. It has beaten the consensus EPS estimate in 3 of the last four quarters. The date is an estimate from past reporting patterns and can move until the company confirms it.
What do analysts expect for UPST?
15 analysts cover Upstart Holdings, Inc. (UPST). The consensus rating is Buy. The average price target is $40.60, in a range of $20.00 to $61.00.
Are insiders buying or selling UPST?
We track Form 4 filings for Upstart Holdings, Inc. (UPST). The activity listed on this page shows 3 open-market purchases and 5 qualifying sales. Each row is labelled Routine when the filer declared a pre-arranged 10b5-1 plan, Tax withholding when shares were sold automatically to cover the tax on a vest, or Own call when neither applies.
Where can I see UPST SEC filings?
Recent filings are listed on this page, newest first. The latest is a 4 filed August 27, 2026.